Oxford Financial Designs Inc.

Alternative Investments

jutter21 — Mon, 28 Nov 2011 17:32:53 +0000

This weekend on Money Matters on 1600AM radio in Denver we talked about alternative investments. Alternative investments are investments that are not stocks, bonds, or cash. In this segment we talked to Tom Rountree about oil and gas investments. Specifically he talks about how they work and how they could fit into someones retirement plan. Please listen to our show at 8am Saturday mornings on 1600am radio in Denver, CO.

The Case for Active Money Management

jutter21 — Mon, 07 Nov 2011 19:38:44 +0000

This weekend we talked about the use of active money management as a way to wade through the uncertainty in today’s volatile stock market. Chuck refers to a study done by independent analyst Gary Fritz that states if you bought an S&P 500 index fund in 1990 and were not in the fund during the 20 worst weeks from 1990-2010 your results would be a positive 1,737%. Even more astounding would be that if you were not in the market during both the 20 best weeks and its 20 worst weeks you’d be up 380% If you bought and held the fund you would be up 280%. Active money management seeks to protect your investments by moving out of the market when market conditions deteriorate and move in when it becomes technically right to do so. In this segment Chuck talks to a caller Chris about active money management and how our partner Strategic Equity Management uses this technique to protect peoples principle investment.

Third Quarter Economic Review With Jeff Hybiak

jutter21 — Tue, 11 Oct 2011 16:36:09 +0000

On our radio show Money Matters on AM 1600 October 8th we talked with Jeff Hybiak from Strategic Equity Management about the state of the economy and what to expect moving forward. History shows the 4th quarter is a good quarter to be invested but can the European situation change that? Listen to our first segment and find out what Jeff has to say about the economy and the difference between fundamental and technical analysis.

The Press and Indexed Annuities

jutter21 — Mon, 26 Sep 2011 17:10:01 +0000

Being in the financial planning industry poses many hurdles when trying to explain the benefits of a product that is being slammed in highly read publications like Money Magazine. Money wrote an article in January of this year titled “Indexed Annuities are a Safety Trap”. They write about their concerns over the sales practices of insurance agents and how the returns in these annuities are less than stellar. In this episode of Money Matters we cite a study done by Geoffrey VanderPal, D.B.A, CFP, CLU, CFS, RFC; Jack Marrion; and David F. Babbel, Phd where they take a closer look at the returns of indexed annuities. The results may surprise the readers and Lisa Gibbs of Money Magazine.

Future Income IRA

jutter21 — Wed, 14 Sep 2011 17:48:28 +0000

On this weeks show we talk about a new idea out there complimenting a business’ 401k plan. It’s called the future income IRA. The concept is similar to an employee pension. No downside risk when it comes to market fluctuations, and it supplies the employee a potentially growing income in retirement. Don’t forget to check out our radio show Money Matters on Saturday mornings at 8am on AM 1600 in Denver.